Your car practically purrs as it slides down the highway, its glossy paint shining. Until— Something breaks. When you take it to the mechanic, you get the dreaded question: when was the last time it was in for maintenance? With the average price of upkeep at about $10,000 a year, routine vehicle maintenance is
Smart Financial Strategies for Every Age and Lifestyle Countdown to Retirement Have you heard the story about a couple who asks their financial planner how much money they need to save for retirement? The planner replies, “It depends. How long do you plan to live?” Sarcasm aside, it’s a serious question more people should
Here's how these new changes could impact your credit score. If your credit score is haunted by tax liens or civil judgements, change is coming, and it could benefit your credit score. The Credit Reporting Agencies (CRAs) are dismissing all civil judgements and a portion of tax liens that do not satisfy new data standards. Credit Agencies will be
Financial Literacy How can you save money when you’re living paycheck-to-paycheck? With so many credit cards to choose from, how do you know which one is best? Will you ever be able to buy a home? April is Financial Literacy Month; the perfect time to find answers to these personal finance questions and more.
How Basic Math Can Set You Free From Debt. How To Beat Credit Card Companies at Their Own Game America's Credit Card Problem: Nothing will hold your life back like credit card debt. It's sneaky, pernicious. and unforgiving. The bills keep coming whether you have the money for them or not, and interest never stops
Understanding Your Credit Score and How to Improve it. FICO and Your Financial Future Poorly understood by many, your credit score can impact your life in many ways beyond affecting your ability to qualify for a credit card. Did you know that bad credit might prevent you from getting your dream job, disqualify you for
Smart Savings and Debt Management Strategies Building Wealth Get-rich-quick schemes have been popular since the gold rush of the mid 1800s. Forty-niners stormed the gold fields of California prospecting to build a better future for themselves and their pioneering families. Since then, Americans have sought riches in stocks, real estate, dot coms and many other speculative ventures.
The power of the federal government to impact the bottom line of American families with a rate hike can be unsettling. With one stroke of a pen, the cost of borrowing money just got higher when the Federal Reserve voted to increase a key interest rate. And it’s widely anticipated that a future rate hike
Shopping for a new home is an exciting process, especially if it's your first time. You're checking out new neighborhoods, thinking about redecorating and looking forward to your first housewarming party. Unfortunately, though, your dream house probably just got more expensive, thanks to the interest rate hike by the Federal Reserve. That means if you
Do you ever feel like you forgot to turn off a light before leaving the house? Or maybe you can’t remember if you sent your landlord the rent check. It happens to all of us – sometimes our life becomes so hectic that small, albeit important tasks can sometimes fall under our radar. That’s why
Presented by AutoPayPlus The holiday season is here. Don’t let the most wonderful time of the year derail the savings plan! Known for our biweekly loan payment service, AutoPayPlus has compiled 12 tips – plus a holiday jingle – to help you save money on your Christmas shopping this holiday season. 1. Cash back