How do I determine if I’m a victim of Identity Theft?

Depending on what information an identity thief has stolen and what they use it for you may be able to determine if you are a victim immediately by reading your bills, watching your bank account statements for unusual purchases, checking your mail and requesting your credit report. However, if an identity thief uses your name during an arrest, obtains government documents such as a license or files a tax return you may not be notified immediately as those actions take time to process. Some clues that someone has stolen your identity are:

  • There are unusual or suspicious charges on your credit or debit card accounts
  • There are withdrawals from your bank account you are unaware of
  • You didn’t receive bills or other mail
  • Merchants refuse your checks
  • Debt collectors call you about debts that aren’t yours
  • Medical providers bill you for services you didn’t use
  • Your health plan rejects your legitimate medical claim because the records show you’ve reached your benefits limit
  • The IRS notifies you that more than one tax return was filed in your name
  • You receive credit cards, memberships or loyalty programs you didn’t sign up for

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