What is credit monitoring? June 16, 2016 - by AutoPayPlus Credit monitoring is periodically reviewing your credit reports for accuracy and changes that could indicate fraudulent activity. Share Leave a comment Cancel replyYou must be logged into post a comment. Previous Post If I was injured because of a safety defect of my car, can I take legal action once the recall is announced? Next Post What should I do if an identity thief opens new bank accounts in my name?