If an identity thief accesses your personal information they can use it to do any of the following:
- Drain your credit and debit card accounts by purchasing expensive items
- Open a new credit card account in your name with a different address and when they don’t pay the bills the delinquent account is reported on your credit report
- Open new utility, phone or wireless accounts in your name
- Receive medical treatment on your health insurance
- File a tax return in your name and receive your refund
- Take out loans in your name
- File for bankruptcy under your name
- Pretend to be you during an arrest, putting the charges on your criminal record
- Obtain government documents
