What can I do to improve my credit score?

Five factors go into determining your ​Vantage​Score:

  • length of your credit history
  • amount of money owed
  • types of credit used
  • history of opening new credit accounts
  • payment history

Using credit responsibly and borrowing within your means will help you improve your credit over time. One of the most important things you can do to improve your credit is to always pay your bills on time.


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