When enrolling my credit cards, am I transferring my balance to AutoPayPlus? December 28, 2015 - by AutoPayPlus AutoPayPlus is not a lender. Think of us as your personal loan advocate, working with your lenders on your behalf to ensure that your payments are being applied in the way that benefits you most. Share Leave a comment Cancel replyYou must be logged into post a comment. Previous Post Is there a limit to how many credit cards I can enroll? Next Post Do I have to consolidate my credit cards to enroll them in the AutoPayPlus?