Who can look at my credit report besides me?

The Fair Credit Reporting Act states that lenders with whom a consumer has applied for a loan can view credit reports. So your credit card companies and financial institutions supplying auto loans and mortgages can access it. So can your landlords, utility companies, phone companies, hospitals, doctors, dentists, insurance companies, credit unions, finance companies, banks, retailers, department stores, car dealers, mortgage lenders, investigators, lawyers or courts. Mostly anyone that can give the credit bureaus a just reason can view your credit report.

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