Concierge Debt Management: Take Control of Your Debt

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AutoPayPlus is a concierge debt management service. Why let lenders decide when you get out of debt and how much interest you’ll have to pay along the way? With AutoPayPlus, you take control of your debt. You decide when or at what age you want to be debt-free, and we’ll help you get there.

Our debt specialists will determine exactly how to accelerate your monthly or biweekly loan payments to meet your financial goals. And if at some point your circumstances change, you can return to your original loan repayment schedule — no problem! You’re in control.

Perhaps you already have an investment adviser who helps you with your savings goals. AutoPayPlus is here to help you strategically manage your debt.

Here’s a quick, two question personal finance quiz:

  • How much money do you have in savings, 401(k), IRAs, money market and investment accounts combined?
  • How much total debt do you have including (first and second) mortgages, HELOC balances, car loans, all your credit cards combined, student loans and any other personal loans?

Which question was harder to answer? We bet it was the second. Why would that be? Maybe it’s because debt is a subject we don’t really like to think about and adding up all our debt doesn’t exactly make us feel good. Or maybe it’s because you review your investments on a yearly basis with an adviser.

If you don’t know exactly where you stand in terms of debt, you’re missing half the information in a very important equation when it comes to your personal finances.

Net Worth = Assets – Debt

Your net worth is the difference between your assets and your outstanding debt. Knowing how much debt you carry along with the payoff terms for every loan is critical because unmanageable debt can be the difference between living comfortably and struggling — especially during retirement — no matter how much money you have in the bank. If you’re not managing debt effectively, you may have trouble even if you’ve done well with your savings and investments over the years.

AutoPayPlus is a personal debt management service. We’ll keep track of everything you owe in one place and help you pay down your debt more quickly, potentially saving you on costly interest payments. We can set up biweekly loan payments or other customized payment plans with your lenders so that you can pay down principal more rapidly, but in a gradual way so you feel it less. Pick an age or date when you want to be debt free and we’ll do all the math and the legwork for you.

“I want to pay off my house before my kids start college.”

“I want zero balances all my credit cards in 5 years.”

“I want to be out from under student debt by age 30.”

“I want to be debt free by retirement.”

You set the goal. AutoPayPlus will help you get there.