Frequently Asked Questions

A 30-year, $250,000 home loan at 4.3% enrolled in AutoPayPlus with biweekly payments will be paid off 52 months sooner. Plug your loan amount into our loan savings calculator to see how much faster you can be mortgage free.  

A 30-year, $250,000 home loan at 4.3% enrolled in AutoPayPlus will save you $31,794.27 in interest over the life of the loan. Check out our loan savings calculator to see how much you can save on your home mortgage.  

With our open enrollment policy you can add as many loans and bills as you like for the first 6 months and only pay convenience fees. See pricing for more details.  

No, you don’t need to go to the trouble or cost of refinancing; we’ll facilitate the new payment schedule with your existing lender. In fact, biweekly payments are a good option for homeowners who can’t or don’t want to refinance. Instead of paying appraisal costs, closing costs and taxes in some states, you can put […]

You can return to your original loan payment schedule at any time. Just give us a call and we’ll take care of the rest.

If you sell or refinance your home, or do anything that changes the payment dates or requires a stop payment, you need to notify AutoPayPlus immediately so we can make the proper adjustments to your transaction schedule.  

You’ll save the most if you enroll at the beginning of your loan term, but you can still benefit from the program even if you’ve had your mortgage for some time. Just give us a call and we’ll let you know how much you can save and help you get started today.  

You’d save $373.83 on a $30,000, 60-month loan at ​8%. And if you traded in your vehicle at 42 months into your loan, you’d have paid ahead $2,114 more than the standard loan payoff with AutoPayPlus!

With our open enrollment policy you can add as many loans and bills as you like for the first 6 months and only pay convenience fees.  See pricing for more details.

If you trade in or sell your car or do anything that changes the payment date or requires a stop payment, you must notify AutoPayPlus immediately so we can make the proper adjustments to your transaction schedule.  

On a $30,000, 60-month auto loan at 4.64%, the AutoPayPlus loan service would get you out of debt 5 months faster.

On a 10-year, $29,400 student loan at an interest rate of 3.9%, AutoPayPlus would save you $57.93 in interest payments over the life of the loan. The bigger benefits here are paying off this debt nearly a year early, the convenience of auto-payments, and the ability to add other loans for the same enrollment fee.  Check […]

No problem. If you do anything that changes the payment date or requires a stop payment, notify AutoPayPlus in advance so we can make the proper adjustments to your transaction schedule.  In order to stop a scheduled debit/withdrawal or payment, we must have 5 business days advance notice.

On a 10-year, $29,400 student loan with an interest rate of 3.9%, AutoPayPlus would enable you to pay off your debt 11 months sooner. Try our loan savings calculator to see how much faster you can get out from under your student loan bills.  

Yes — just give us a call and we’ll let you know how much you could save on your student loans by enrolling them in AutoPayPlus.

On 15-year, $150,000 RV loan at 5%, AutoPayPlus would save you $7,189.08 in interest payments over the life of the loan.  

With our open enrollment policy you can add as many loans and bills as you like for the first 6 months and only pay convenience fees on additional loans. See pricing for more details.  

If you trade in or sell your RV or power sports vehicle or do anything that changes the payment date or requires a stop payment, notify AutoPayPlus in advance so that we can make the proper adjustments to your transaction schedule.  We require 5 days advance notice to stop a debit/withdrawal or payment.  

On 15-year, $150,000 RV loan at 5%, AutoPayPlus would get your loan paid off 20 months sooner — that’s a lot of time to ride debt free!

No, you don’t need to go to the hassle or cost of refinancing. You can stay with your existing lender and we’ll facilitate the payment process with them. Instead of paying appraisal costs, closing costs, and taxes in some states, you can put that money toward paying down principal.

With a $13,000 credit card balance at 14% interest, you could spend more than your original balance in interest alone by making minimum monthly payments. By paying biweekly with AutoPayPlus and adding $150 to each payment, you would go from paying $14,667 in total interest to just $4,523.  

With our open enrollment policy you can add as many loans and bills as you like for the first 6 months and only pay convenience fees.  

AutoPayPlus is not a lender. Think of us as your personal loan advocate, working with your lenders on your behalf to ensure that your payments are being applied in the way that benefits you most.  

Not at all. We can enroll each credit account separately. Plus, you can enroll as many credit cards as you’d like under your enrollment fee — because AutoPayPlus’s commitment is to help you eliminate debt.

Your credit score is an important barometer of your financial health. It’s what many lenders look at to determine whether or not to extend you credit, and how much you’ll be charged in interest to borrow money.  

You have unlimited access to your​ credit score. It’s important to check your score on a regular basis to avoid unwelcome surprises when applying for new credit.  Your score will update once a month and is activated by your log in. You need to log in to your account, to refresh your score.  

We are always seeking out financial products and services that benefit our ​customers. And we know how important maintaining good credit is to managing debt effectively. To that end, AutoPayPlus is pleased to provide ​monthly VantageScore credit score reporting, and a full credit report twice a year to you at no cost. Credit monitoring and instant […]

If you have any questions about your credit report or wish to dispute the accuracy of the information in your credit report, please go to www.TransUnion.com and look for “consumer assistance” information. Alternatively, you can call TransUnion at (800) 916-8800.

Five factors go into determining your ​Vantage​Score: length of your credit history amount of money owed types of credit used history of opening new credit accounts payment history Using credit responsibly and borrowing within your means will help you improve your credit over time. One of the most important things you can do to improve […]

Your payment history is the single largest factor in determining your ​VantageScore, comprising a full 35% of the final calculation for most people. Enrolling your loans in AutoPayPlus ensures that your payments are made on time, every time. Demonstrating a consistent pattern of on-time payments has a positive impact on your credit score and prevents […]